HOOD COUNTY (CBSDFW.COM) – Nine homes destroyed and another dozen damaged by an unexpected flood. Monday night water was still out of its banks in Granbury and there’s a threat of more rain.

CBS 11 News talked to residents who were recently forced to buy flood insurance, but never thought they’d need it.

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The creek in Granbury has flooded before. But with the drought, those who live in the area said the last time they remember even seeing water in it was three years ago.

Monday night, hours after the rain had stopped, water was still rushing.

Katie Plecity shot video from her front yard Sunday morning. Water was flowing around her home and down into the swollen creek.

Plecity has lived in the house for 13 years and said she didn’t know it could flood like that. Now she doesn’t really know what to expect with forecasts this week, that call for rain again.

“What else can go… I mean really, what else can happen,” she asked.

Plecity’s daughter, Elizabeth, was with neighbors Sunday, before anyone realized what was happening. Her mom sent strict instructions. “Under no circumstance come home. Do not come home. We had that [heavy rain] for hours.”

The North Texas homeowner said it was a sight to see when the water level finally dropped. There was a few hundred feet of fencing washed away, Plecity had water in a couple rooms of her house, and the property was covered in mud. All of this happened in a spot that was just added into a flood plain last year.

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At the time Plecity said she didn’t understand the change. “I renewed it [policy] in October, so you know I’ll keep my flood insurance.”

Downstream Monday evening, people were still salvaging what they could in another neighborhood caught by the flash flood. As scattered showers moved through the light rain had many uncertain about safety in the area.

“We don’t really know,” resident Patrick Adre said unsure. “It kinda was raining like this, but it was still flooding. So, we just don’t want it to escalate like it did yesterday.”

One Granbury resident actually had floodgates on their property, but the flood washed them away. They weren’t the only ones to lose land barriers. One of the biggest concerns for many residents was the location of their livestock, because floods knocked out so much fencing in the rural part of Hood County.

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